Notarial costs when buying an apartment are an obligatory part of every property purchase transaction. They must be taken into account when planning your budget. They include not only the notary’s fee for preparing the notarial deed but also taxes and court fees. The notary’s office pays these on behalf of the client. Knowing all the elements that make up the final amount helps you avoid surprises. Therefore, this allows you to plan your expenses more effectively and go through the property transfer process with confidence and without stress.
From this article, you will learn:
- What is a notarial fee when buying an apartment and how is it calculated?
- Notarial costs when buying an apartment – maximum fee rates by value thresholds
- How much does a notary cost when buying an apartment? Examples of fees and additional charges
- How much does a notary cost when buying a house – rules and additional expenses
- Expert Real Estate – comprehensive support for every transaction
- Notary costs when buying a house or apartment – summary and client support
What Is the Notarial Fee When Buying an Apartment and How Is It Calculated?
The notarial fee when buying an apartment is the remuneration due to the notary for performing a legal act. Its amount is strictly regulated by law. These rates represent the maximum allowable fees and cannot be exceeded. However, in practice, the notary may lower them. The main factor determining the fee is the value of the property. The fee is calculated progressively. The higher the transaction price, the higher the fee. Additionally, VAT is added to the notary’s remuneration. Finally, the final amount may also depend on the type of notarial act, such as a developer agreement or a sale deed.
Notarial Costs When Buying an Apartment – Maximum Fee Rates by Value Thresholds
One of the main expenses associated with transferring property ownership is the notarial fee. Its amount is strictly defined in the Regulation of the Minister of Justice and calculated progressively depending on the value of the transaction. This means that as the property price increases, a new threshold applies to the additional portion of the fee. This system provides buyers with a transparent overview of the maximum notarial costs for each transaction value range.
Below is the official fee schedule:
- PLN 100 for properties worth up to PLN 3,000
- PLN 100 + 3% of the amount exceeding PLN 3,000 for properties worth between PLN 3,000 and PLN 10,000
- PLN 310 + 2% of the amount exceeding PLN 10,000 for properties worth between PLN 10,000 and PLN 30,000
- PLN 710 + 1% of the amount exceeding PLN 30,000 for properties worth between PLN 30,000 and PLN 60,000
- PLN 1,010 + 0.4% of the amount exceeding PLN 60,000 for properties worth between PLN 60,000 and PLN 1,000,000
- PLN 4,770 + 0.2% of the amount exceeding PLN 1,000,000 for properties worth between PLN 1,000,000 and PLN 2,000,000
- PLN 6,770 + 0.25% of the amount exceeding PLN 2,000,000, but not more than PLN 10,000 for properties worth over PLN 2,000,000.
How Much Does a Notary Cost When Buying an Apartment? Examples of Fees and Additional Charges
Purchasing a property involves a range of expenses paid at the notary’s office. These vary depending on the transaction value and the scope of services provided. The question “how much does a notary cost when buying an apartment?” has no single answer. The final amount includes not only the notarial fee but also the number of required copies of the deed. There are additional services such as drafting a developer agreement or powers of attorney. There are also obligatory public charges.
The most important of these is the PCC tax (Civil Law Transaction Tax) for secondary market purchases, amounting to 2% of the property value. The notary collects this tax and transfers it to the tax office. The invoice also includes court fees, such as:
- PLN 200 for registering ownership rights in the land and mortgage register,
- PLN 200 for registering a mortgage,
- PLN 150 for registering developer claims.
If the purchase is financed by a mortgage, additional fees apply for notarial deed copies required by the bank. All these elements together make up the total cost of notarial services.
How Much Does a Notary Cost When Buying a House – Rules and Additional Fees
Buying a house involves similar formalities as purchasing an apartment, so the notarial fee calculation follows the same principles. The final notary cost depends on the property’s value and the range of actions needed to prepare the deed. Additional public charges such as ownership registration or mortgage entry are also important.
The question “how much does a notary cost when buying a house?” should be considered in relation to the market type. On the secondary market, the buyer must pay the PCC tax (2% of the property’s value). On the primary market, costs may include a developer agreement, which must also be prepared in notarial form. Regardless of the transaction type, buyers should also account for fees for copies of the deed. Thus, these affect the final total.
Expert Real Estate – Comprehensive Support for Every Transaction
Buying, selling, or renting real estate requires knowledge, experience, and a strong understanding of the market. Expert Real Estate offers full-service support, helping both private clients and investors make informed decisions. With professional property presentations, legal support, and an individual approach, every client can count on a safe and successful transaction.
Our services cover various market segments, allowing offers to be tailored to different needs and expectations:
- Apartments for sale – carefully selected listings from both the primary and secondary markets, suited to various budgets and preferences.
- Houses for sale – spacious residences, modern single-family homes, and estates, ideal for families and those who value comfort.
- Commercial properties for sale – attractive business locations supporting company growth.
- Apartments for rent – practical solutions for students, families, and individuals seeking flexibility without ownership.
- Houses for rent – functional and comfortable properties for those who want to enjoy the benefits of a house without long-term commitment.
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Notary Costs When Buying a House or Apartment – Summary and Client Support
Understanding what notarial and court fees are involved in property purchases helps you plan your budget and avoid unexpected costs during the final stages of the transaction. Thus, knowing how the notarial fee, PCC tax, and land register fees are calculated gives buyers a clearer picture of the entire process.
By choosing Expert Real Estate, clients receive not only reliable assistance with formalities but also professional support in selecting the best offer. It helps in completing the entire transaction smoothly and securely.