Notarial costs when buying an apartment are an essential part of every transaction. So, they should be included in your budget. They cover not only the notary’s fee, but also taxes and court fees. These are paid on your behalf. Therefore, understanding these costs helps you avoid surprises and plan your expenses with confidence.
From this article, you will learn:
- What is a notarial fee when buying an apartment and how is it calculated?
- Notarial costs when buying an apartment – maximum fee rates by value thresholds
- How much does a notary cost when buying an apartment? Examples of fees and additional charges
- How much does a notary cost when buying a house – rules and additional expenses
- Expert Real Estate – comprehensive support for every transaction
- Notary costs when buying a house or apartment – summary and client support
What Is the Notarial Fee When Buying an Apartment and How Is It Calculated?
The notarial fee when buying an apartment is a legally regulated remuneration. So, it cannot exceed set limits, although it may be reduced in practice. It depends mainly on the property value, and is calculated progressively. Therefore higher prices mean higher fees. In addition, VAT is added. While the final amount also depends on the type of notarial act.
Notarial Costs When Buying an Apartment – Maximum Fee Rates by Value Thresholds
One of the main costs when transferring property ownership is the notarial fee. This is regulated by law and calculated progressively based on the transaction value. As a result, higher property prices fall into higher thresholds. So buyers have a clear overview of the maximum notarial costs.
Below is the official fee schedule:
- PLN 100 for properties worth up to PLN 3,000
- PLN 100 + 3% of the amount exceeding PLN 3,000 for properties worth between PLN 3,000 and PLN 10,000
- PLN 310 + 2% of the amount exceeding PLN 10,000 for properties worth between PLN 10,000 and PLN 30,000
- PLN 710 + 1% of the amount exceeding PLN 30,000 for properties worth between PLN 30,000 and PLN 60,000
- PLN 1,010 + 0.4% of the amount exceeding PLN 60,000 for properties worth between PLN 60,000 and PLN 1,000,000
- PLN 4,770 + 0.2% of the amount exceeding PLN 1,000,000 for properties worth between PLN 1,000,000 and PLN 2,000,000
- PLN 6,770 + 0.25% of the amount exceeding PLN 2,000,000, but not more than PLN 10,000 for properties worth over PLN 2,000,000.
How Much Does a Notary Cost When Buying an Apartment? Examples of Fees and Additional Charges
Purchasing a property involves various costs at the notary’s office, which depend on the transaction value and scope of services. Therefore, the total cost cannot be defined by a single amount. As it includes not only the notarial fee, but also copies of the deed, additional services, and obligatory public charges.
The most important cost is the PCC tax (Civil Law Transaction Tax) for secondary market purchases, which amounts to 2% of the property value. It is collected by the notary and transferred to the tax office. While the invoice also includes court fees, such as:
- PLN 200 for registering ownership rights
- PLN 200 for registering a mortgage
- PLN 150 for registering developer claims
Additionally, if the purchase is financed by a mortgage, extra notarial fees may apply.pies required by the bank. All these elements together make up the total cost of notarial services.
How Much Does a Notary Cost When Buying a House – Rules and Additional Fees
Buying a house involves similar formalities as purchasing an apartment, so the notarial fee is calculated in the same way. It depends on the property value and the scope of services. While also including public charges such as ownership registration or a mortgage entry.
However, the total cost varies by market type, as on the secondary market the buyer pays PCC tax (2%). While on the primary market a developer agreement is required. In addition, fees for deed copies also apply, therefore affecting the final amount.
Expert Real Estate – Comprehensive Support for Every Transaction
Buying, selling, or renting real estate requires knowledge and experience, so Expert Real Estate provides full-service support for both private clients and investors. With professional presentations, legal guidance, and an individual approach, every client can count on a safe and successful transaction.
Our services cover various market segments, allowing offers to be tailored to different needs and expectations:
- Apartments for sale – carefully selected listings from both the primary and secondary markets, so they suit various budgets and preferences.
- Houses for sale – spacious homes and modern residences, ideal for families, as well as those who value comfort.
- Commercial properties for sale – attractive locations for business, which support company growth.
- Apartments for rent – practical solutions for students and families, as well as individuals seeking flexibility.
- Houses for rent – comfortable properties, for those who want the benefits of a house without long-term commitment.
- Commercial spaces for rent – office and retail units, suited for entrepreneurs across different sectors..
Notary Costs When Buying a House or Apartment – Summary and Client Support
Understanding notarial and court fees helps you plan your budget, and avoid unexpected costs at the final stage. Therefore, knowing how the notarial fee, PCC tax, and land register fees are calculated gives a clear view of the process.
By choosing Expert Real Estate, clients receive reliable support with formalities, as well as professional guidance in selecting the best offer, so the entire transaction runs smoothly and securely.